Subject: Protecting Retirement Savings—Request for Legislative Action on UCC Article 8
Dear [Senator / Representative Last Name],
My name is [Your Name] and I am a constituent from [Your City, State].
I am writing to urge you to examine and take action on the legal framework known as The Great Taking—specifically the provisions of UCC Article 8 that allow financial custodians to treat retirement assets as collateral in the event of a financial collapse, with institutions having priority over individual account holders.
As someone approaching retirement [or: as a retiree], I am deeply concerned that the savings I have worked my entire life to accumulate may not be legally protected in the way most Americans believe. I recently watched The Retirement Reset, a documentary by Franklin, TN financial fiduciary Andrew Winnett, CFF, which covers this issue in depth.
I am asking that you:
1. Review the current provisions of UCC Article 8 and their implications for retirement account holders
2. Consider sponsoring or supporting legislation that strengthens individual property rights over retirement assets
3. Meet with your constituents who share this concern
I would welcome a response on your position on this issue. Thank you for your service and your attention to this matter.
Respectfully,
[Your Full Name]
[Your Address]
[Your Phone Number]
[Your Email]
[Your Name]
[Your Address]
[City, State, ZIP]
[Date]The Honorable [Full Name]
[Title: U.S. Senator / U.S. Representative]
[Office Address]
[City, State, ZIP]
Dear [Senator / Representative Last Name]:
I am writing as your constituent from [City, State] to request your attention to an issue that directly affects the retirement security of millions of Americans—including many in your district.
The legal framework known as UCC Article 8 currently allows financial institutions to treat retirement account assets—including IRAs, 401(k)s, and brokerage accounts—as collateral property in a financial collapse, with the institution’s creditors having legal priority over individual account holders. This is known as The Great Taking.
Most Americans are unaware of this legal reality. Most financial advisors do not discuss it. But it represents a real and documented risk to the retirement savings of hardworking Americans who have done everything right.
I respectfully ask that you review this matter and consider supporting legislative reform that strengthens the property rights of individual retirement account holders.
I am available to discuss this further at your convenience.
With respect,
[Your Signature]
[Your Printed Name]
[Your Phone Number]
[Your Email Address]
WHEN SOMEONE ANSWERS:
“Hi, my name is [Your Name] and I’m a constituent calling from [Your City]. I’d like to leave a message for [Senator / Representative Name] about protecting retirement savings under UCC Article 8. Could I do that?”
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IF VOICEMAIL—read this:
“Hi, my name is [Your Name]. I’m a constituent calling from [Your City, State]. I’m calling to ask [Senator / Representative Name] to look into UCC Article 8 and the legal risk it poses to individual retirement account holders.
Most Americans don’t realize that in a financial collapse, their IRA or 401(k) assets may not legally belong to them under current law—institutions have legal priority. This is called The Great Taking.
I’d ask that [he/she/they] review this issue and consider supporting legislation to protect individual property rights over retirement savings.
You can reach me at [Your Phone Number]. Thank you for your time and your service.”
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TIPS:
· Keep it under 60 seconds
· Be calm and respectful—staff track the tone of constituent calls
· Call both your Senate offices and your House office
· Call again in 2 weeks if you don’t hear back
